Modernizing Digital Banking: Cloud-Based AI Framework with SVM for Compliance and Loan Management
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This paper presents a cloud-based AI framework for modernizing digital banking, focusing on compliance and loan management using Support Vector Machine (SVM) algorithms. The proposed system leverages AI-driven analytics to automate loan evaluation, detect anomalies, and ensure regulatory compliance across digital banking platforms. Cloud integration provides scalable, secure, and real-time processing of financial data, while SVM-based predictive models enhance decision-making accuracy and risk assessment. By combining AI, cloud computing, and software engineering principles, the framework supports efficient loan processing, reduces operational risks, and promotes a compliant, transparent, and resilient banking ecosystem.
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