“Intelligent Cloud-Based Software Maintenance Architecture for Life Insurance Enterprises: Integrating AI, Gray Relational Analysis, and Risk-Aware Scalability across SAP and Oracle EBS Platforms” (2023) International Journal of Research Publications in Engineering, Technology and Management (IJRPETM), 6(6), pp. 9688–9691. doi:10.15662/IJRPETM.2023.0606008.