A Vendor-Neutral Omnichannel Conversational Payment Architecture for Conversational Commerce Integrating BYOP, Native Solutions, and PCI Compliance. International Journal of Research Publications in Engineering, Technology and Management (IJRPETM), [S. l.], v. 6, n. 1, p. 8124–8135, 2023. DOI: 10.15662/IJRPETM.2023.0601012. Disponível em: https://www.ijrpetm.com/index.php/IJRPETM/article/view/555. Acesso em: 30 jul. 2026.